First Time Home Buyer? Book an appointment with me to discuss your goals and cash flow to determine your max purchasing power. Purchase with Ray Russo Apply Online Today! Ray Russo - Sapphire Mortgage Group Toronto,GTA ON. We're dedicated to client satisfaction, and we'll work hard to get you approved without delay. 


Tailored lending solutions

Mortgage Agent


Refinancing Your Home In The GTA.

Tailored Lending Solutions

For Self-Employed.

Free Property Analysis Report


First Time Home Buyer In The GTA. 

Rate Specials 

Calling on the highly experienced team at Ray Russo - Dominion Lending Centre, Sapphire Mortgage Group to help you apply for a home mortgage loan may be the first step towards becoming a homeowner in the GTA, ON. We're dedicated to satisfying our clients' needs for cost-effective financing. Apply Now! For Your Tailored Lending Solutions.


Refinance your home loan in Toronto, GTA, ON, to eliminate your debts and increase your monthly cash flow.